What Will The I Bond Rate Be In May 2025

What Will The I Bond Rate Be In May 2025. What Will The I Bond Rate Be In May 2025 Etta Kathrine As inflation continues to cool, the yield on Series I Savings Bonds, aka I bonds, is falling in tandem Current 2025 I Bond interest rate rate is 3.11%! Now that the I Bond interest rates have been dropped to 3% in March 2025 you're probably wondering, "When should I cash out my I Bonds?" Chances are you bought your I Bonds at the 0.0% fixed rate in 2021 or 2022, so as they are renewing your rates are coming in below 3%, compared to other interest rate accounts at around 4.5%.

Current I Bond Rates 2025 Danit Robena
Current I Bond Rates 2025 Danit Robena from zoebkalinda.pages.dev

The other component of the I-bond return is a fixed rate — picked by the Treasury Department without further explanation — that will only apply to bonds issued November 1, 2024 to April 30, 2025. Previously purchased bonds will update their rates based on when they were originally purchased

Current I Bond Rates 2025 Danit Robena

Treasury Department set the new rate to 3.11%, which is in effect for I bonds purchased this month through the end of April 2025. The interest rate on a Series I savings bond changes every 6 months, based on inflation May 1, 2025: TBD: TBD: Future Rate Prediction: What Rates will be Announced in the Future? (Last Updated: Nov 4, 2024)

May 2023 IBond Rate Will It Be Zero? YouTube. Some I bond holders will start earning the new rate on May 1, while for others it will begin between June 1 and Oct. What will the next I Bond Inflation rate be? The next I Bond inflation rate will be determined by the change in CPI-U from September 2024 - March 2025

When is the I Bond’s fixed rate likely to rise? Treasury Inflation. Both the permanent fixed rate and inflation rate will be reset again on May 1, 2025. The combined composite rate will be 3.11% for purchases from November 2024 to April 2025